Many people ask if they should bring cash to Aruba or if they can rely on credit cards. The short answer is that it’s a good idea to have some US cash but most shops and restaurants accept credit cards.
What is Aruba’s currency?
The Aruban currency is the Aruban florin which was introduced in 1986 to replace the Netherlands Antilles guilder. The currency code is AWG.
Prices in stores and restaurants are displayed in florins. Some merchants also display a price in US dollars. Restaurants that cater to tourists will show prices in USD on menus.
Can I pay in US dollars?
In Aruba, the florin and US dollar can be used interchangeably. There is no need to acquire Aruban currency before travelling to Aruba.
Be aware that if you pay in US dollar cash, you will likely receive change in florins.
What is the exchange rate?
The florin is pegged to the US dollar at a rate of 1.79 florins per US dollar. However, most merchants use an exchange rate of 1.75 florins to the dollar.
Can I use my credit card?
Most stores and restaurants accept credit cards and can charge the card in US dollars. If you have a US credit card, the amount entered into the terminal will be in US dollars and you won’t see a foreign exchange transaction on your credit card statement. If in doubt, ask if the charge is being put through in US dollars.
Having cash will come in handy when taking a taxi, at souvenir stalls, for beach chair rentals, and at some restaurants such as Zeerovers.
Can I use Apple Pay or tap in Aruba?
Yes, most merchant terminals support tap and Apple Pay.
Can I get cash from an ATM?
Most ATMs in Aruba dispense both florins and US dollars. ATMs can be found at bank branches, hotels, commercial areas and at the airport. A bank ATM will charge a transaction fee of about $3 USD.
Taxes & Service Charges
Aruba has a 6% sales tax that is almost always included in the price and you will not see it on a receipt.
Hotels and AirBnBs charge a 12.5% tourism tax and a USD 3.50 / night environmental levy.
Some restaurants add a 10-15% service charge to the bill. This is not government regulated and so check your bill to see if it has been charged to you.